Getting Life Insurance on an Ex Spouse Going through a divorce can be a difficult and emotional process, and making decisions about finances and insurance can certainly add to the stress. On one hand, it could provide financial security for both the policyholder and their loved ones in the event of the ex-spouse’s death. On [...]
Purchasing a life insurance policy after being diagnosed with emphysema can be a challenging process. Challenging, but not impossible. So, while it may be difficult to think about your own mortality and it may be annoying to have to put up with some of the additional obstacles that may be put in front of you [...]
Are you living with type 2 diabetes and worried about securing your family’s financial future? Well, let me tell you a little secret: life insurance is like a superhero sidekick for people with diabetes. Just like Batman has Robin to watch his back, you too can have a policy in place to protect your loved [...]
If you have a criminal record, you may find it difficult to get a stable job, housing, and other basic necessities, and obtaining a life insurance policy is no exception. But even though it may be harder for a person with a criminal record to obtain coverage, the need for it is still there. In [...]
You don’t need to follow the news every day to know that in recent years, the world has experienced a significant loss in talent as a direct result of drug use. Superstars such as Whitney Houston, Michael Jackson and even Prince are just a few of the recent causalities who have passed away recently as [...]
Hemochromatosis is one of those medical conditions that is often initially diagnosed for many individuals during a traditional life insurance application process. This occurs… Because many of the “symptoms” associated with hemochromatosis will often times be very subtle and/or vague, particularly in individuals prior to the age of 40. Additionally… It’s not all that uncommon [...]
Irritable bowel syndrome (IBS) is a common digestive disorder that can cause a variety of symptoms, including abdominal pain, bloating, gas, and changes in bowel habits. While IBS is a manageable condition and does not typically lead to serious health complications, it can significantly affect a person’s quality of life. As a result, suffering from [...]
We’re not going to beat around the bush, being obese doesn’t exactly scream “low risk” to insurance companies. This means that if you are able to qualify for a traditional life insurance policy, you’re probably going to have to pay more for your coverage than your average “Jo”. But here’s the deal, you’re also probably [...]
Finding out you have been declined life insurance can be devastating. Please know that being denied life insurance is not the end of the road, but rather a (rather large) road bump. There are still many options available to you. In the following article we will list the reasons for being declined, provide some insights [...]
If you pass away without life insurance, your loved ones will be responsible for covering the costs of your final expenses, such as funeral and burial costs, as well as any outstanding debts or mortgages. Additionally, if you were the primary source of income for your family, they may struggle financially without your support. It’s [...]