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How to reduce the cost of final expense insurance

how to reduce the cost of final expense insurance

If you are interested in learning the secrets to reducing the cost of final expense insurance then please read this article or give us a call today. We will be happy to offer a free consultation and let you know how we can place you with the best final expense or burial insurance policies available for your unique health and lifestyle.

How to reduce the cost of final expense insurance

The following 3 steps to reduce the cost of final expense insurance are meant to educate you on the best way to find the most affordable coverage—for you. We emphasize “for you” because no two clients are alike. Everyone has a unique need. That is why we focus on the individual instead of trying to fit our clients into a cookie cutter, one size fits all policy. Now, if you are still not sure if final expense is the best route for you, check out our top ten reasons to buy final expense or burial insurance.

Step #1: Have a pool of life insurance companies to choose from

The first step to reduce the cost of final expense insurance is to choose from among the best final expense insurance companies. In order to find the right company you need to be informed about the various carriers available. Not all companies are created equal and it is important that you understand the various niches that each company fills in order to know if that is the top final expense company for you or if you should look elsewhere.

Options are the key to finding the best company at the best price which is why we stress the importance of knowing how to buy final expense insurance. A consumer armed with knowledge of the various types of final expense policies available, as well as the wisdom to put that knowledge into practice, will do well to reduce the cost of his or her final expense insurance.

Step # 2: Know what type of final expense policy is best for your need

Another step to reducing the cost of final expense insurance is to be informed of the different policies available. There are various types of final expense insurance policies. You will need to choose between fully underwritten, simplified issue or guaranteed issue life insurance. Which policy you choose will in large part be determined by your ability to qualify. For some people the only insurance available is guaranteed issue.

For example, we do not have a fully underwritten or simplified issue life insurance company that covers people with HIV or AIDS. However, someone with HIV or AIDS can qualify for Gerber Guaranteed Issue Life Insurance. This is why it is important to talk with a final expense insurance agent who can align you with the best company for your specific need based on your unique health and lifestyle.

Step #3: Talk with the professionals at JustBuryMe

One of the best ways to reduce the cost of final expense insurance is to speak with a final expense insurance agent that can shop dozens of different burial and final expense companies on your behalf. At JustBuryMe we do just that. We will spend the time to talk with you about your needs, ask probing questions to help direct us to the best product for you, and then spend time explaining the pros and cons of the product so that you can make an informed choice when buying final expense insurance.

About JustBuryMe

We are an agency comprised of independent agents. We do not work for the life insurance companies, we work for you. Our goal is to find the best company at the best price—for you! Each client is unique. We use our knowledge and expertise to do the hard work of finding the best companies in the final expense marketplace so you can save time and money by choosing us as your final expense insurance agents.

So what are you waiting for? Give JustBuryMe a call today and see just what we can do for you!

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